1. FREE CONSULTATION
Our Certified Credibility Coaches evaluate your credit report and go over it with you line by line. Then they will develop a fully customized plan to get you back on the right track. Sign up here for a Free Credit Consultation
2. LET THE RESTORATION BEGIN
Once you sign up, we get to work for you. Under various consumer protection laws, we demand validation and verification of potentially erroneous information from the credit bureaus to begin your credit restoration process.
3. RELAX AND ENJOY YOUR RESULTS
Our experienced experts take care of the work for you. Using a proven system that will get you the results you want in the fastest time possible, we do the work so you can sit back and enjoy the results!
YOUR CREDIT SCORE
WHAT IS A CREDIT SCORE AND HOW IS IT CALCULATED?
A credit score is a number that reflects the information in your credit report. The score summarizes your credit history and helps lenders predict how likely it is that you will repay a loan and make payments when they are due. Lenders may use credit scores in deciding whether to grant you credit, what terms you are offered, or the rate you will pay on a loan.
INFORMATION -- USED TO CALCULATE YOUR CREDIT SCORE CAN INCLUDE:
- The number and type of accounts you have (credit cards, auto loans, mortgages, etc.);
- Whether you pay your bills on time;
- How much of your available credit you are currently using;
- Whether you have any collection actions against you;
- The amount of your outstanding debt; and
- The age of your accounts.
WHAT CAN CA-- USE MY CREDIT SCORE TO CHANGE?
Because your credit score reflects the information in your credit report, changes to your credit report may cause your credit score to change. For instance, if you pay your bills late or incur more debt, your credit score may go down. However, if you pay down an outstanding balance on a credit card or mortgage or correct an error in your credit report, your credit score may go up.
HOW CAN I GET MY CREDIT SCORE?
In some cases, a lender may tell you your credit score for free when you apply for credit. For example, if you apply for a mortgage, you will receive the credit score or scores that were used to determine whether the lender would extend credit to you and on what terms. You may also receive a free credit score or scores from lenders when you apply for other types of credit, such as an automobile loan or a credit card.
For a Free consultation, sign up today!
YOU MAY ALSO PURCHASE YOUR CREDIT SCORE FROM ANY OF THE CREDIT BUREAUS BY CALLING THEM OR VISITING THEIR WEBSITES.
- Equifax: Call 1-800-685-1111 or
- Experian: Call 1-888-397-3742 or
- TransUnion: Call 1-800-493-2392 or